Want to score free travel this year? Sign up for the Chase Sapphire Preferred® card and start working toward the 60,000-point welcome offer now.Budgeting for an international trip typically involves setting aside money for food, sightseeing, lodging and transportation. As a mid-tier card, the Sapphire Preferred's annual $95 fee is modest compared to those charged by premium travel cards, which run upwards of $500 or more. But if travel savings is your top priority, this card could be the better pick. If you want premium perks like airport lounge access and free checked bags, you might be better off getting an upper-tier travel card like the Chase Sapphire Reserve®. Right now, you can even benefit from one of the best-value sign-up bonuses on the market today. If you travel or dine often, this card is definitely worth your consideration, as it offers significant value and hefty reward rates in these categories. The Chase Sapphire Preferred® card remains a mainstay in the travel card market by delivering a wide variety of benefits. Cash Advance: $10 or 5% of the transaction amount, whichever is greater.Balance Transfer Fee: $5 or 5% of the transfer amount, whichever is greater (there is no intro period for balance transfers).Here's a breakdown of the Chase Sapphire Preferred® card's rates and fees. When considering any credit card, make sure you understand all the fees you could incur to save money and potential headaches in the future. Rewards credit cards are useful and convenient, but interest charges and fees can stack up quickly if you're not careful. So, if you spend $20,000 on your Chase Sapphire Preferred during your account year, you'll receive 2,000 bonus points on your account anniversary. You'll also get a 10% anniversary points bonus based on your total spending the previous year. In addition to bonus rewards, you'll get an annual $50 hotel credit for stays you book through Chase Ultimate Rewards. There are added benefits that can boost your card's annual value, too. The card also offers purchase protection, trip delay and trip cancellation insurance, baggage delay insurance and travel and emergency assistance services. For example, the card comes with primary rental car insurance, which is extremely rare - most credit cards typically only offer secondary rental car insurance. The Chase Sapphire Preferred® card offers some of the most valuable travel protections among its mid-tier travel credit card competitors. Other perks of the Chase Sapphire Preferred® c ard
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